Plans
Simple pricing
Cancel in two taps. No phone calls, ever.
Free
Real tools. Free forever.
$0
Forever
- Full credit score + 3-bureau monitoring & alerts
- Score simulator
- Money tracking (bank-connected)
- Utilization guardrail
- Basic refund estimate
- Privacy exposure scan (view-only)
- 1 dispute letter / month
- Full Offers marketplace
- Daily briefing + Captain (10 questions/day)
No card required
Most popular
Plus
Bigger refunds. Better credit. Off the brokers.
$6.88/mo
$82.5/yr · billed yearly
- Everything in Free
- Full refund maximizer + W-4 optimizer + filing
- Unlimited dispute letters
- Full 220+ data broker removals
- Complete Tax Package
- Unlimited Captain
Cancel in two taps · no calls
Pro
For business owners.
$27.71/mo
$332.5/yr · billed yearly
- Everything in Plus
- Business credit (PAYDEX, vendors)
- SIGNAL banking health
- Multi-entity accounting + K-1s
- CPA-grade Tax Package
- Get Funded lender center
Cancel in two taps · no calls
Free, really. We earn from honest offers — never from selling your data.
Common questions
- Can I cancel anytime?
- Yes. Two taps from settings — no phone calls, no retention pitch.
- What happens to my data if I downgrade?
- You keep it. Some Plus/Pro tools become read-only, but nothing is deleted.
- Is the free plan really free?
- Yes, forever. We earn from honest, opt-in offers — never from selling your data.
- Do you offer refunds?
- If something broke or you were charged in error, email us and we'll make it right.